Your HOA policy covers the building — but not what's inside your unit.
Condo insurance (also called HO-6 insurance) fills the gap between your HOA's master policy and your personal belongings and unit improvements. Turner Insurance helps condo owners in NC and SC find the right coverage to protect their investment.
What's Covered
Interior Unit Coverage
Covers your walls, floors, ceilings, and built-in fixtures that your HOA policy may not include.
Personal Property
Protects your furniture, electronics, clothing, and valuables inside your unit.
Liability Protection
Covers legal and medical costs if someone is injured inside your condo.
Loss Assessment Coverage
Helps pay your share of a special assessment if the HOA's master policy falls short after a major loss.
Additional Living Expenses
Covers temporary housing costs if your condo becomes uninhabitable after a covered loss.
Improvements & Betterments
Covers upgrades you've made to your unit — new flooring, countertops, cabinets, and more.
Why This Coverage Matters in NC & SC
HOA master policies vary widely. Some cover only the bare structure; others cover more. Our agents review your HOA documents and make sure your personal condo policy fills every gap.
Get Your Free Condo Insurance Quote
We'll review your HOA policy and find the right condo coverage to protect your unit and belongings.
Get a Free QuoteCall (828) 722-1910Ready to Get the Right Coverage?
Our independent agents compare multiple carriers to find you the best coverage at the best price — with no pressure and no obligation.