When your auto or home policy limits run out, umbrella insurance picks up where they leave off.
Umbrella insurance provides an extra layer of liability protection above and beyond your existing auto, home, or boat policies. For a relatively small annual premium, you can protect your assets and future earnings from large lawsuits and unexpected claims.
What's Covered
Excess Liability Coverage
Provides $1M or more in additional liability coverage above your existing policy limits.
Broader Protection
Covers situations your underlying policies may not — including certain lawsuits and personal liability claims.
Legal Defense Costs
Pays for attorney fees and court costs, which can be substantial even if you're not found liable.
Worldwide Coverage
Protects you from liability claims that occur anywhere in the world.
Rental Property Coverage
Extends liability protection to rental properties you own.
Affordable Premiums
Most umbrella policies cost just a few hundred dollars per year for $1M+ in additional coverage.
Why This Coverage Matters in NC & SC
If you own a home, have significant savings, or have a high income, you have assets worth protecting. A single lawsuit can exceed your auto or home liability limits — umbrella insurance bridges that gap.
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Affordable, comprehensive protection for your assets. Let us find the right umbrella policy for you.
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