General Liability Insurance
Protect Your Business from Third-Party Claims
What Is General Liability Insurance?
General liability insurance protects your business from financial loss if someone is injured on your property, or if your business operations cause property damage or personal injury to a third party. It's often the first policy a business owner needs — and in many cases, it's required by clients or landlords before you can work.
General Liability Coverage Includes
Bodily Injury Coverage
Pays for medical expenses and legal costs if a customer or visitor is injured at your business location or job site.
Property Damage
Covers damage your business causes to someone else's property during normal operations.
Personal & Advertising Injury
Protects against claims of libel, slander, copyright infringement, or false advertising.
Legal Defense Costs
Covers attorney fees and court costs even if a lawsuit against you turns out to be groundless.
Products & Completed Operations
Covers claims arising from products you sell or work you've completed after the job is done.
Contractual Liability
Covers liability you assume under a contract, such as a lease or service agreement.
Who Needs General Liability Insurance?
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Fast, free quotes from top-rated carriers serving NC & SC businesses.